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Aspiration

2.4
Update2024-08-27
DeveloperMission Financial Partners, LLC / Aspiration
OSIOS / Android
Categoryapp
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Description:Aspiration: Spend, Save, Invest Aspiration offers a unique approach to banking, saving, and investing with a focus on sustainability and social impact. With Aspiration, you can manage your finances while supporting environmentally friendly initiatives and making a positive impact on the planet. Key Features: Spend & Save Account: Open an account to start spending and saving with a conscience. Every purchase you make helps fund the planting of a tree, and your deposits won’t be used to fund fossil fuel exploration or production. High-Yield Savings: Earn up to 3.00% APY on your savings account, allowing you to grow your money while contributing to a better future. Fee-Free ATMs: Access over 55,000 Allpoint ATMs nationwide without any fees. Early Direct Deposit: Get paid up to 2 days early with Aspiration’s early direct deposit feature. Environmental Impact: Feel good knowing your financial choices are helping to combat climate change and support sustainability efforts. Aspiration’s Spend & Save account is designed for those who want to make a difference with their money, offering competitive rates, environmental benefits, and the security of FDIC insurance through Coastal Community Bank.
HOW TO PLAY:Aspiration: Spend, Save, Invest App User Guide Welcome to the Aspiration app, where you can manage your finances while supporting sustainability and making a positive impact on the environment. This guide will help you navigate the app’s features and make the most of your Aspiration account. Getting Started Download the App: Visit the App Store (iOS) or Google Play Store (Android) and search for “Aspiration: Spend, Save, Invest.” Tap “Install” to download and install the app on your device. Sign Up or Log In: Open the app and sign up by entering your personal information, including your name, email address, and a secure password. If you’re already an Aspiration user, simply log in with your existing credentials. Set Up Your Account: Follow the prompts to set up your Aspiration Spend & Save account. You’ll need to link a bank account to fund your new account. Using the App Monitor Your Account: On the home screen, view your account balances and recent transactions. Tap on any account to see detailed information and transaction history. Making Deposits: Deposit funds into your Aspiration account by linking an external bank account or setting up direct deposit with your employer. To set up direct deposit, navigate to the “Direct Deposit” section to find your account and routing numbers. Share these with your employer to start receiving your paychecks directly into your Aspiration account. Spending with Purpose: Use your Aspiration debit card for everyday purchases. Each purchase helps fund the planting of a tree, contributing to global reforestation efforts. You can also track your spending to see how your money aligns with your environmental and ethical values. Saving with Aspiration: Earn up to 3.00% APY on your savings by meeting specific criteria, such as spending a certain amount each month with your Aspiration debit card. To maximize your savings, make sure you meet the monthly debit card spending requirements. Accessing ATMs: Find fee-free ATMs near you using the “ATM Locator” feature in the app. Aspiration provides access to over 55,000 Allpoint ATMs nationwide. Managing Your Environmental Impact: Track the positive environmental impact of your spending and savings through the app’s impact tracker. This feature shows how your financial choices contribute to sustainability and climate change efforts. Additional Features Plant Your Change: Opt into the “Plant Your Change” feature, which rounds up your purchases to the nearest dollar and uses the difference to plant trees. This is an easy way to make a significant environmental impact with every purchase. Early Direct Deposit: Get your paycheck up to 2 days early by enrolling in Aspiration’s early direct deposit. This feature allows you to access your funds as soon as they are available. Fee-Free Banking: Aspiration offers a fee-free banking experience with no minimum balance requirements and no overdraft fees. You can choose your monthly fee, even if it’s $0, ensuring that your banking experience is affordable and fair. Security and Support Security Features: Aspiration uses advanced security measures, including encryption and biometric login options (Touch ID/Face ID), to protect your personal and financial information. Customer Support: If you have questions or need assistance, access the “Help” section within the app to contact customer support. You can also visit the Aspiration website for additional resources and FAQs. Account Management: In the “Settings” section, you can update your personal information, manage linked bank accounts, and set up account alerts to stay informed about your account activity. Tips for Maximizing Your Aspiration Experience Track Your Impact: Regularly check the app’s impact tracker to see how your financial choices are making a difference in the fight against climate change. Maximize Savings: Meet the monthly spending requirements to earn the highest APY on your savings account. Use Fee-Free ATMs: Always use the ATM locator to find fee-free ATMs near you and avoid unnecessary fees.
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IOS
Android
Version:2.24.3
Size:207.03MB
Price:Free
Released:2016-11-02
Updated:2024-08-27
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