Description:Empower is your go-to app for quick financial assistance and credit building. Whether you need extra cash to bridge the gap until your next paycheck or want to improve your credit history, Empower has you covered. With no credit checks or security deposits required, Empower offers a simple and accessible way to manage your finances.
### Key Features:
- **Instant Cash Advance**: Get an instant Advance of $10 to $300 when you need it most. There’s no interest, no late fees, and no credit checks involved. Just repay the amount with your next paycheck.
- **Credit Building with Thrive**: Empower Thrive provides a flexible line of credit starting at $200, $250, or $400, with potential increases up to $1,000. It’s designed to help you build a better credit history and reach your financial goals, regardless of your current credit score.
- **Automatic Savings**: Empower’s AutoSave feature monitors your income and spending habits, automatically saving money when you can afford it. It’s an easy way to grow your savings without even thinking about it.
- **Credit Score Monitoring**: Stay on top of your credit score with monthly updates and personalized tips to help you improve your credit. Empower simplifies the complexities of credit management, helping you understand and boost your score.
- **Fast and Friendly Support**: Get quick assistance from Empower’s support team through phone or live chat, available Monday to Friday from 6 AM – 6 PM PT.
Empower offers a 14-day trial for new users, with an $8/month subscription fee after the trial period. It's a financial tool designed to help you manage your money more effectively, build credit, and save for the future.
HOW TO PLAY:### How to Use the Empower App
Welcome to Empower! Follow these simple steps to get started and make the most of the features Empower offers:
#### 1. **Sign Up and Set Up Your Account**
- Download the Empower app from the App Store or Google Play.
- Open the app and sign up using your personal details.
- Follow the on-screen instructions to set up your profile and link your bank account for secure transactions.
#### 2. **Get an Instant Cash Advance**
- Navigate to the "Cash Advance" section in the app.
- Choose the amount you need, up to $300, and review the terms.
- If you need the funds immediately, select the instant delivery option (fees may apply).
- Confirm your advance and the funds will be transferred to your account.
#### 3. **Build Credit with Empower Thrive**
- Go to the "Thrive" section to explore your credit-building options.
- Apply for a line of credit, starting at $200, $250, or $400, and increase it over time with on-time payments.
- Set up a repayment plan that works for you. Remember, consistent on-time payments help build a better credit history.
#### 4. **Set Up Automatic Savings**
- In the "Savings" section, set your savings goal.
- Enable AutoSave to let Empower monitor your spending and save money when it detects you can afford it.
- Watch your savings grow automatically over time without needing to make manual transfers.
#### 5. **Track and Improve Your Credit Score**
- Access the "Credit Score" feature to view your current score.
- Get personalized tips and insights on how to improve your credit score.
- Monitor changes to your credit score regularly and take action based on the advice provided.
#### 6. **Manage Your Empower Subscription**
- Empower offers a 14-day free trial for first-time users. After the trial, a $8/month subscription fee will be charged.
- If you decide not to continue with Empower after the trial, cancel your subscription within the app under the “Billing” section to avoid the monthly fee.
#### 7. **Contact Support**
- Need help? Empower’s support team is available via phone or live chat from Monday to Friday, 6 AM – 6 PM PT.
- You can also find answers to common questions in the app’s help section.
Enjoy using Empower to manage your finances, build credit, and save effortlessly!